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Attorney Jason L. McCoy
Showing posts with label Bankruptcy. Show all posts
Showing posts with label Bankruptcy. Show all posts

Friday, April 11, 2014

Overwhelmed by debts – Call Connecticut’s Law Offices of Jason L. McCoy - 800-837-5901

Overwhelmed by debts – Call Connecticut’s Law Offices of Jason L. McCoy


Overwhelmed by debts – Call  800-837-5901 or go to www.ct-debt-relief.com 

Thursday, April 10, 2014

Overwhelmed by debts – Call Connecticut’s Law Offices of Jason L. McCoy - 800-837-5901




Contact us by going to www.ct-debt-relief.com  or www.bankruptcylawyerct.com or call 800-837-5901

Monday, January 31, 2011

How Ordering Your Credit Report Can Help You in Bankruptcy


How Ordering Your Credit Report Can Help You in Bankruptcy

Our firm recommends that each of our clients filing for bankruptcy obtain a credit report for the reasons listed below. If you are married, we recommend obtaining credit reports for both you and your spouse. Not every creditor reports debts to a credit bureau, so your credit report will not list all debts. You should be sure to let your attorney know about all debts you are aware of.

You will receive a printed copy of the report in the mail for your review.

1. Obtaining the credit report helps us get accurate creditor names, addresses, types of debt, balances due, and account numbers.

2. Through your credit report, we may find creditors whom you have overlooked. For a debt to be discharged, it must be listed in your bankruptcy pleadings, so it’s important that we find out about all debts.

3. Credit reports can alert us to judgments against you.

4. Credit reports can alert us to liens against your property, and the need to seek lien avoidance under §522(f), thus helping you protect your property in some cases.

5. We may find out about co-signers to some of your debts, which are important to list in a bankruptcy.

6. If you are married, there may be surprising items on your credit report or your spouse’s, and the reports can help us determine whether you should file individually or jointly.

7. We may find out about debts created by a former spouse, who may have forged your signature to obtain credit.

8. Credit reports can alert us to mistakes on your credit record. The report will list the names and addresses of all three major credit bureaus whom you can contact to correct any mistakes or provide updated information.

9. Credit reports often contain the names and addresses of collection agencies representing creditors, and we can notify these collection agencies about the bankruptcy so that collection efforts stop.

10. If the IRS has a tax lien on your property, the credit report will alert us so that it can be dealt with properly.

11. Knowing what is on your credit report can help you get credit approval for important purchases after your debts are discharged.

Absolutely Free Credit Reports

AnnualCreditReport.com is the ONLY authorized source to get your free annual credit reports under federal law. The Fair Credit Reporting Act guarantees you access to one free credit report every twelve months from each of the three nationwide reporting agencies: Experian, Equifax, and TransUnion  . You can request your free report online, by phone or by mail. Visit AnnualCreditReport.com call 1-877-322-8228. No matter how you request your report, you have the option to request all three reports at once or to order one report at a time.

The
New York Times reports that the Federal Trade Commission is concerned that some sites, like Experian owned FreeCreditReport.com, uses the offer of free credit reports to lure customers to pay a $14.95 monthly service that alerts subscribers to important changes in their credit status. The Times also reports that 9 million people are spending a total of $650 to $700 million annually on Experian's credit reporting services.

Unlike other "free" credit report services,
AnnualCreditReport.com is entirely free for your credit reports. NO CREDIT CARD NEEDED! If you want your credit score, it is available for a modest extra charge.

Make sure that free means free.
The FTC wants to ensure consumers aren't paying for credit reports that are available for free.

Law Offices of Jason L. McCoy
280 Talcottville Road
Second Floor
Vernon, CT 06066
Phone: (860) 872-7741
Fax: (860) 979-0064
Bk-Help@ctlawyer.biz



Saturday, December 26, 2009

Google Local Business Center

"McCoy Law Firm 800-837-5901
Bankruptcy $999 Legal Fee.
We're A Debt Relief Law Firm.
Overwhelmed by credit card debts & payments?
Stop Harassing Calls & Protect Assets?
Get a fresh start file Chapter 7.
Call our Attorneys at 800-837-5901.
The legal fee does not include costs.
Must meet median income test.
Indiv Consumer Debts Only."

Sunday, June 7, 2009

Bankruptcy Lawyer Connecticut

Bankruptcy Lawyer Connecticut.com


Attorney Jason L McCoy, Member
Practice Areas:
Bankruptcy; Business Law; Criminal Law; Litigation; Medical Malpractice; Personal Injury; Products Liability; Real Estate
Firm:
Law Offices of Jason L McCoy, LLC
Location: Vernon, Hartford, New Haven, Waterbury CT 06105, Phone: 860-872-7741Fax: 860-979-0064, email: info@ctlawyer.biz

Chapter 7 Bankruptcy

What is Chapter 7 Bankruptcy?
Chapter 7 bankruptcy is often referred to as a “liquidation” bankruptcy because a bankruptcy trustee can liquidate (sell) a filer’s non-exempt assets to cover part of the outstanding bills they owe.

But don’t panic–most Chapter 7 bankruptcy filers get to keep all of their property because most filers don’t have any non-exempt assets, and thus there’s no actual liquidation.

If you’re thinking about filing bankruptcy, call my office to talk about bankruptcy today.

Connecticut Bankruptcy Exemptions
The following information provides a simple introduction to Connecticut Chapter 7 exemptions.

Chapter 7 bankruptcy exemptions in the state include:

Homestead: Real property up to $75,000 for each owner.

Vehicles: Up to $3,500 for an automobile.

Personal Property:

•Necessary apparel, bedding, foodstuffs, household furniture and appliances, wedding and engagement rings, and hearing aids are all 100 percent exempt.
•Necessary tools, books, instruments, farm animals and livestock feed are 100 percent exempt

Connecticut Chapter 7 bankruptcy exemptions can be quite specific and can even get confusing.

Friday, May 29, 2009

Law Offices of Jason L. McCoy, LLC Vernon, Connecticut Profile

Law Offices of Jason L. McCoy, LLC Vernon, Connecticut Profile

Civil Litigation, Bankruptcy, Real Estate, Business Formation and Representation, Negligence, Personal Injury, Products Liability, Premises Liability, Security, Medical Malpractice, Auto Accidents, Trucking Accidents, Bus Accidents, Criminal Defense, Driving While Intoxicated, Drug Crimes, Juvenile Crimes, Misdemeanors, Felonies, White Collar Crimes.